Big Loan Defaults Hit Ten Banks Hard
12 Sept 2026
Ten banks in Bangladesh hold most of the bad loans. These loans add up to over Tk6 lakh crore. A bad loan is money that was lent and not paid back.
By June 2026, bad loans were 32.78% of all money lent out. That means nearly one third of all loans went bad. This is a very high number.
When banks have so many bad loans, they have less money to lend. Small businesses like online shops may find it harder to get loans. Banks may also be more careful about who they lend to.
This can affect your shop if you need a loan to buy stock or grow. It may take longer to get a loan. Or the bank may say no.
Who this affects
- Online shop owners who want a bank loan to grow their business.
- Shop owners who already have a loan and worry about bank stability.
- Sellers who depend on suppliers that use bank loans.
What to do about it
- Keep good records of your sales and expenses. This helps if you apply for a loan.
- Try to save a small amount each week for stock. Then you rely less on loans.
- If you have a loan, pay it on time. This keeps your credit good.
- Talk to your bank about your options. Ask if they have special plans for small shops.
First reported by The Business Standard. We read their report and wrote this in our own words. Numbers are theirs.